Service features

Netcash acts as the intermediary between our merchant and the financial institution. We offer two distinct credit card processing services which allow our merchants to process transactions at any time without an Electronic Data Capture (EDC) terminal radio or telephone link to the bank. All our merchant requires in terms of infrastructure is access to the Internet. The services are designed for ease of use for our merchant, and cardholder security.

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Netcash terminal

• Netcash Terminal allows you to turn your computer into a Point of Sale credit card terminal.
• You can accept Master and Visa Cards
• No installation, programming or software is required for this service.
• Simply log on to your Netcash account and manually process your customer’s credit card transaction.
• The authorization happens immediately, allowing for real time online credit card payments to be processed.

Transactions can be processed 24 hours a day, seven days a week. Netcash will provide the merchant with Card Vouchers which they can use to make an imprint of the credit card and get the cardholder to sign. These details are entered into the Netcash system for immediate authorization. The card vouchers are then returned to Netcash for processing and funds released to you.

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Netcash gateway

• Netcash Gateway enables the merchant to seamlessly direct credit card transactions from their web site or shopping cart to the Netcash payment webpage.
• Your details can be presented on that page so that the customer does not feel as if he/she is leaving your website.
• The Netcash Gateway can be set up with no additional programming. SSL encryption is utilized on the Netcash gateway payment webpage insuring that security risks are eliminated.

The merchant's web site takes the customer through the purchase process and once the amount of the order has been calculated a Credit Card Payment button is pressed by the cardholder. Netcash establishes an SSL3 secure link with the browser and presents the next page which contains the merchant's logo and displays the reference number, description of the goods and the amount provided by the merchant. It also contains fields for the cardholder to enter the necessary card details. Once the cardholder has completed the fields and clicked the button, the transaction is presented on-line to the cardholders’ bank for authorization.

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3D Secure

Netcash complies with Verified by Visa and Master Card Secure Code, which are global programmes designed to make shopping on the Internet safer and more secure for both consumers and merchants. They increase consumer confidence in online shopping by assuring them that Visa and MasterCard, their issuers and e-merchants are working together to ensure a secure online shopping experience. At the same time, it substantially reduces the rate of fraudulent transactions and chargebacks to participating merchants. The cardholder identity is confirmed with the use of a personalized password during the checkout process, as the cardholder's bank validates the password, ensuring that only authorized users of the account can use it to shop online.

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